Chapter 7 Bankruptcy May Provide The Fresh Start You Need

Do you have more debt than you can reasonably pay off, given your current financial and personal circumstances? Are you unable to make progress against your debts without sacrificing basic needs? Perhaps you have fallen behind and fear that the next step will be a creditor lawsuit, repossession, foreclosure or garnishment.

Learn Your Options For Getting Real, Dependable Debt Relief

Chapter 7 bankruptcy is not for everyone. For those who qualify, however, it is definitely the most powerful, effective solution to problems with unsecured debts such as medical bills and credit card balances. Now is the time to meet with a lawyer who will explain the bankruptcy process, assess your options and spell out what filing can accomplish for you.

Attorney Tim E. Staggs and our professional team at Arnholt & Staggs Law Office will focus on your individual situation, present options and help you make the best decision for your future. A few of the most important benefits of a Chapter 7 bankruptcy filing include:

  • Receiving a discharge (essentially, forgiveness or "liquidation") of some or all of your unsecured debts
  • Putting a legally enforceable stop to collection calls and creditor actions against you — including cases already in court or already resulting in garnishments — beginning as soon as we file your bankruptcy petition
  • Freeing up the income you have to pay crucial obligations such as your mortgage or rent, food and fuel, future medical expenses and more

Turn To Our Respected Law Firm For The Truth About Bankruptcy

We know that many people believe that bankruptcy should be the absolute last resort. You may have heard that you must give up basically everything you own to file — which is not true. You may have been warned that you will never be able to rebuild your credit when, in fact, there are viable ways to do this.

Sit Down With A Caring, Experienced Attorney In Columbus Or Bloomington, Indiana

In reality, filing Chapter 7 bankruptcy may be a much less painful process than you expect. Many of our clients can enjoy life and look forward with hope again once freed from an overwhelming debt burden. For the information and counsel you need, including a rundown of all fees due before you file, call 812-373-6539 or send us an email right now. Our work together will begin with a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.